Liability insurance of the apartment association compensates for damage that has occurred in the area of responsibility of the apartment association, for example an accident in the elevator, corridor or around the building. Liability insurance covers both property damage and necessary medical expenses caused by personal injury or damage to health. If desired, it is also possible to choose compensation for damage caused by the apartment association to the members of the apartment association, for example, water damage caused by a broken pipe under the responsibility of the apartment association, or a fire caused by technical systems to property located in the apartment.
